It is very easy to borrow money. There is absolutely nothing wrong with that. The problem is just to pay back. Many people will tell you that you should only give out the amount you can forego. Regardless, even trusted and reliable friends will refuse to pay back.
Meanwhile, for those who borrow them this money, there are certain things that happen that they can relate with.
I do not have money to pay
Some of them can be ruthless and tell you point blank, that they do not have money to pay you. What will you do? You have two options- you have to forgo the money or be patient as patient as a dog.